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Using the Single Family Housing Direct Eligibility Assessment tool, potential applicants may enter information online to determine if the Section 502 Direct Loan Program is a good fit for them prior to applying. The tool will provide a preliminary eligibility determination after a potential applicant enters information on their general.
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If you apply in our App or online and it’s also approved in our App or online, your loan will be transferred into your first direct 1st Account immediately, so you can put your plans into action straight away. If you apply for your loan over the phone and it’s approved, it takes a little longer.
Use the parent PLUS loan calculator to estimate your monthly payments and find out how much you’ll pay overall. Use this calculator to estimate your monthly payments on federal direct PLUS loans.
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The Income-Contingent Repayment plan is an income-driven repayment option for federal student loans. icr generally limits payments to 20% of your discretionary income. However, your payments may instead be capped by the amount of a fixed payment on your loans over a 12-year term if this monthly payment amount is less than 20% of discretionary income.
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